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Your Local Medicare Guide with a Service Heart

Whether you’re exploring Medicare options or want to ensure you’re getting the best benefits, I’m here to help you make confident decisions.

By submitting this form, you agree to be contacted by an a Licensed Agency Partner regarding your Medicare options. This is a solicitation for insurance.

Dawn Trail, Medicare & ACA Broker with S&R Services in Lutz, FL

Meet Dawn

Bronze Agency Partner

Dawn Trail is a seasoned Medicare insurance professional with a rich background in public relations and extensive certifications in ACA and Medicare services. Originally from Zambia and South Africa, she has brought her expertise to the United States, spending two decades in Florida where she provides personalized guidance in navigating Medicare plans, reflecting her dedication to exceptional service and care. Dawn is also the owner of Trail Insurance, serving families in the Lutz area since 2007.

Dawn's Story

Hi, I'm Dawn!

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And I’m here to help make Medicare easy for you! With years of experience and certifications in ACA and Medicare insurance, I love guiding clients to the right plan that fits their unique needs. My passion is helping people feel confident and informed about their healthcare options, and I’m committed to making the process smooth and stress-free for you.

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Fun Facts

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🌍 I grew up in Africa, living in Zambia and South Africa, before making my way to sunny Florida.

🛟 I once saved six people when their boat capsized in the Florida Keys—I spotted them from a seaplane and called for help!

🤿 I absolutely love boating, scuba diving, and hosting friends for dinner by the pool.

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My go-to motto:

 

"Treat others as you would like to be treated."​

Dawn Trail, Medicare & ACA Broker in Lutz, FL, scuba diving

By submitting this form, you agree to be contacted by a Licensed Agency Partner regarding your Medicare options. This is a solicitation for insurance.

Contact Dawn

Dawn is available to help individuals and families in Florida to find Medicare plans tailored to their unique needs.

Community Leaders

© 2026 S&R Services LLC

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Phone: (813) 909-6965

Corporate and Mailing Address:

5344 9th St, Suite 111, Zephyrhills, FL 33542

Not affiliated with the U.S. government or federal Medicare program. We do not offer every plan available in your area. Currently we represent 19 organizations which offer 252 products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.

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